Mostly I use them for professionals who are not set up to take credit cards: the yard guys, my daughter’s therapists and counselors, our meat CSA farm. I also pay my hair salon with checks since they asked. I like paying small businesses with checks because I know the fees really hurt (but I’ll go with cash or debit first) I probably should use checks more often.

My regular bills are all on electronic payment of one sort or another and I pay my town taxes online but other irregular bills I haven’t bothered with (like the once-a-year life insurance check).