I’ll share it with dh. We have all our mutual funds in one “house”. However they are spread among about 12 different mutual funds. I was just sharing w/dh that some of our funds are not earning what I’d like them to earn. Whether we switch to ETFs or not, we still need to sit down and look over our accounts so we can earn the most off what we have invested. We are fortunate the broker we use is DR friendly … believes in getting and staying debt free, FFEF, etc.